In the coastal town of Los Angeles, a gang of bank robbers call themselves the
ex-presidents. commit their crimes while wearing masks of ex-presidents Reagan,
Carter, Nixon and Johnson. The F.B.I. believes that the members of the gang
could be surfers and send young agent Johnny Utah undercover at the beach to mix
with the surfers and gather information. Utah meets surfer Bodhi and gets drawn
into the lifestyle of his new friend.